Plinqit is a smart little savings tool, made for Millennials, by Millennials, enabling you to:
Absolutely. Data security is our top priority at Plinqit. We work tirelessly with our partners in the financial security field so that you can focus on your savings goals. All Plinqit apps and web pages use industry leading RSA 256-bit encryption technologies. So your stuff is as safe as can be.
These bank-level security protocols ensure that your data is safe.
Using Plinqit is absolutely free. There are no service or usage fees with Plinqit.* Just use, and enjoy. You may choose to elect a ‘break the safe’ penalty to discourage early withdrawal, however this is optional and not required to use Plinqit.
*Normal data and usage rates may apply.
A U.S. Checking Account
A U.S Checking Account owned by you.
No, we do not believe in using credit to fund savings.
Not at this time. Right now you can transfer to Plinqit from your US checking account.
Savings accounts have a maximum of 6 or less transactions per month. Plinqit may make up to 20 transfers per month, which means you would be out of compliance with your savings account and may incur a penalty from the holding financial institution.
No, because we do the minimal identity verification possible to get you started quickly, we cannot allow you to change your funding account in the midst of a goal program for compliance reasons.
If you need to change your funding account, please withdrawal your funds, end your goal and start a new one with the new funding account.
Utilize the Forgot Password? Link below the login boxes.
Within the application use the slide out menu bar and select account settings. Select the pencil icon by password and fill in the current and new password fields.
Yes, with verification you can change your login information. You can do this under the Account Settings section found on the slide out menu within the app.